When you think of all the things that keep you up at night

health insurance has to be somewhere near the top of the list. After all, most people don’t understand what they are getting for all of those ridiculously high priced premiums. Here’s what we should understand … we want the most value for our hard earned dollar, and when we don’t have the right coverage, all of our assets are at risk! We all work extremely hard over the course of our lives to be good providers for our families. Whether we are providing for multiple family members, or providing only for ourselves, we are providers. Think about this … we all have a craft, and we work tirelessly trading time for money, saving what we can, building up our investments, qualifying for a mortgage, sacrificing special moments with loved ones, being generous, and all the while growing older. Here’s the catch. All of these noble endeavors are likely futile without health insurance! I know, that sounds rather harsh and quite direct. The moment you have a sudden and unexpected medical claim that you are unprepared for, it can and will put you and every asset you have at risk. In fact, this is the #1 reason for bankruptcy in our country.